What are the typical buyer closing costs in this market?

In our local market, buyers can typically expect closing costs to range from 1.5% to 4% of the final purchase price, which covers legal fees, property transfer tax, and disbursements.

How much down payment do I need to buy a home?

The minimum down payment required is 5% for the first $500,000 of the purchase price, and 10% for any amount above that up to $1 million.

When The Deal is Almost Done

Sometimes Things Can Seem To Turn South

The offer is accepted, great news! But the journey to closing isn’t over yet. The time between firming up a deal and the final closing is often a pressure cooker, frequently filled with unexpected or even unreasonable demands from the other side. My focus is on managing these problems so you don’t have to.

Another Reason Why Professionalism Matters

As your agent, I act as your primary line of defense during this critical phase. Problems can easily arise when terms shift or when one party overreaches during contingencies. I am here to monitor every communication and demand. I know the difference between a legitimate request (like a necessary repair identified in an inspection) and an aggressive attempt to renegotiate or cause friction. My job is to insulate you from the stress and expense of non-essential demands.

I help protect you from:

Scope Creep: Unnecessary demands for repairs that go beyond the agreed-upon condition of the home.
Aggressive Timelines: Being rushed into decisions or actions that compromise your peace of mind or financial security.
Emotional Stress: Filtering out the noise and focusing on the contractual obligations, so you don’t have to engage in frustrating, non-productive disputes.

Don’t navigate this minefield alone. I ensure that the deal you signed is the deal you close, with no unnecessary headaches or financial surprises.